Working with Windows 95 Start Settings Control Panel Printers Add Printer (the Add Printer Wizard Starts) <Next> check the Local Printer option (default) <Next> select Generic printer (press the G key for shortcut) <Next> select File: Creates a file on disk <Next> <Next> check No (do not print a test page) <Finish> The above sequence presumes you have not previously set up a generic printer on your system. If it doesn't work for you, I probably missed a step - check your W95 documentation (Help) on how to install a printer driver.
Whenever you use your generic printer, you will be prompted for a file name.
In passing, whenever the generic printer is set as the active printer for an application, the fonts available are extremely limited. Which means if you are trying to change the fonts within a Word or Excel document and you don't see the choices you are used to seeing, check your printer set-up for that specific document and/or page.
Don't give me that "woman" stuff :) I know you better than that.